Paul Hallmark is a well-known long term care educator and adviser. He is a partner of a national marketing organization in the long term care industry along with owning his own company that works with people all over the country. He has advised employees and retirees of IBM, AT&T, Gates, Ball Aerospace, Lockheed Martin, CSU, HP, Qwest, CU, and the Federal & State Government. He also has extensive experience working with financial institutions and alumni associations helping members analyze their long term care options. He serves on the Long Term Care Forum in the State of Colorado and is Past President.
Paul earned his Bachelor’s of Science in Finance, and he is a Endorsed Local Provider (ELP) with Dave Ramsey, a Certified Senior Advisor (CSA), Certified Long Term Care Specialist (CLTC) and a Member of the National Ethics Association. Over the span of his 24+ year career, he has served on numerous advisor boards in the long term care industry along with being a national trainer to the industry.
Paul and his wife Alejandra live in Longmont, CO and enjoy spending their free time in the mountains.
Our Mission Statement
Simply put, our mission at Capstone Planning Solutions is protecting individuals and families from the catastrophic expenses of long-term care:
- For some it might mean preserving assets to educate grandchildren.
- For others, their goal is keeping the family business intact so it can be passed on to yet another generation.
- Some simply want to protect their spouse from the financial burden or keep from outliving their money.
- Still others desire to maintain their independence and choose quality care in their own homes.
- Many appreciate the protection that can keep the burden of the care giving off their extended family.
Whatever the goal, we quite literally “shop the market” for each client. We have a variety of resources and computer software programs that enable us to analyze and compare all the policies available in the state to find the products that offer the best advantages for each client given their age, health, and desires they seek to accomplish.
An Independent Advantage
We are Independent Agents in Longmont, Colorado, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Capstone Planning Solutions represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.