Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Can My Life Insurance Company Ever Cancel My Policy?

If you have purchased whole life insurance, your policy should continue in effect until you die, at which time death benefits are paid to your beneficiaries. If you have purchased term life insurance, it should continue until the expiration date of the policy. Although you can cancel your life insurance policy at any time, the insurance company can only cancel for specific reasons. For example,...

The Importance Of A Yearly Physical With Your Doctor

One of the reasons why it is so important to have health insurance is that it makes it possible to get yearly physical exams and preventative medical care. Conscientiously getting your annual exam is one the best things you can do for your health. The following are some of the reasons why a yearly physical is so critical to your health overall. Reasons To Get...

Can I Get Better Rates If I Change My Habits Before I Apply For Life Insurance?

Life insurance rates can vary widely depending on your age, health, and lifestyle choices. If you are overweight, smoke or drink, or have a health condition that could be improved by adjusting your lifestyle, you may be able to get better life insurance premiums if you change your habits before you apply. How Are Life Insurance Rates Determined? Insurance companies consider several factors in determining...

How Communities Work Together: COVID-19

The COVID-19 outbreak has thrown the entire country into turmoil, with concerns about income, the stock market, how to keep a small business afloat, and above all, ensuring our families and friends stay safe and healthy. New ways of doing business are quickly being established. Most businesses that fall outside the state’s list of essential services have employees who are working from home and meeting...

Managing Your Health After 50

By the time we reach our 50s, we have to face the fact that we’re growing older. Metabolism slows down, muscle mass decreases, and it takes more work to accomplish less in terms of fitness. For many men and women, the 50s are a time when a number of life changes occur – including changes to body. Although the risk for chronic health problems increases...