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Short-Term Care (STC)


Unlike long-term care insurance, STC typically provides benefits for less than 12 months. These policies can be a good choice where someone’s health won’t allow them to qualify for Long-Term Care or where personal finances make it an easier option than Long-Term Care.

The trigger to access benefits are very similar to Long-Term Care policies and depending on the plan will pay for home health care, assisted living and nursing home care. Unfortunately Short-Term Care policies are not available in every state.

If you have questions about which type of policy is best for you, contact us today for a consultation.

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Customer Reviews

We would highly recommend Paul Hallmark at Capstone Planning Solutions.

Melanie M

His service was exceptional

Kelley W

Paul was extremely professional, and all my questions and concerns were answered

Marianne W

Paul Hallmark was instrumental to me in the long-term care coverage process.

Rebecca V

Paul was very helpful through the entire process

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